Professional Liability Insurance Claims in Ramat Gan

What is a Professional Liability Insurance Claim?

A professional liability insurance claim is a lawsuit filed against a professional who caused damage due to negligence or error in the performance of professional services. Such professions may include physicians, attorneys, engineers, accountants, architects, mortgage brokers, financial planners, and other professional entities. When a person suffers damage as a result of a professional's mistake or negligence, they are entitled to file a claim against the professional and their professional liability insurance policy.

At our firm, Mandelbaum, Gor, Witzman-Gor and Partners, established in 2008, we specialize in representation of claimants exclusively in complex personal injury lawsuits, including professional liability claims. Our Ramat Gan office serves residents of Ramat Gan, Petah Tikva, and the central region, providing expert legal consultation and personal support at every stage of the claim.

What Types of Damages Can Be Claimed?

In a professional liability claim, various types of damages can be claimed depending on the circumstances of the case and the extent of harm. The main damages include:

• Personal injury and health damages: When professional negligence causes physical harm, such as medical complications, infection, injury, or aggravation of an existing health condition. In the medical field, for example, a surgical error or misdiagnosis may result in significant bodily injuries.
• Financial damages: Additional medical expenses, doctor visits, medications, treatments, implants, and all medical coverage required as a result of the negligence. Additionally, loss of earnings due to reduced or temporary or permanent loss of earning capacity.
• Property and asset damages: In certain cases, such as negligence by an architect or contractor in construction or renovation work, property or construction damage not complying with standards may occur.
• Emotional and Psychological Damages: Suffering, pain, mental anguish, fear, anxiety, and distress resulting from professional negligence. This represents significant non-pecuniary damages recognized in Israeli case law.
• Loss of Opportunity (Loss of Chance): In specific cases where professional negligence resulted in the loss of an important opportunity, such as the loss of a chance for recovery or the loss of a legal advantage.

What is the Process of a Professional Liability Claim?

The process of filing and pursuing a professional liability claim involves key stages that require deep legal understanding and expert representation. In the initial stage, evidence and relevant documentation must be gathered, including medical records (in medical cases), contracts, correspondence, reports, and any document related to the error or negligence. This stage is critical as it determines the strength of the claim.

Next, the defendants must be identified. Typically, the defendant is the professional themselves, but their employer (hospital, law firm, engineering company) or institution may also be named as defendants. Additionally, the relevant professional liability insurance policy must be identified and a claim must be filed against it.

In the third stage, Mandelbaum, Gor, Witczman-Gor and Partners will file a formal claim with the court or attempt to reach a settlement with the insurer or defendant. In this process, expert testimony (such as medical experts or engineering experts) may be required to prove the negligence and the causal connection between the negligence and the damages.

The claim may be resolved through settlement (early termination) or through full trial. In either case, the goal is to obtain fair and complete compensation for the injured party.

What are the Difficulties and Risks in Professional Negligence Claims?

Professional negligence claims are among the most complex claims in tort law. The main difficulties include the need to prove negligence with the assistance of qualified expert witnesses, legal defenses that may be available to the defendant, and statutes of limitations that may restrict the possibility of filing the claim.

Proof of Negligence: To succeed in a claim, you must prove that the professional deviated from the accepted professional standard. This requires in-depth and costly expert testimony. In the medical field, for example, you must prove that the doctor did not act in accordance with the accepted medical standard in Israel. This is not straightforward and requires a thorough analysis of medical procedures.

Legal Defenses: The insurer or defendant may raise various defenses, such as the injured party's contribution to the damage (when the injured party themselves contributed to their own damage), informed consent of the injured party to the risk, or arguments that negligence did not actually cause the damage.

Statutes of Limitations: Generally, a claim must be filed within three years from the day the injured party knew or should have known about the damage. In certain cases, such as medical claims, the time period may be extended, but this requires precise legal understanding.

Damage Assessment: Determining the amount of compensation can be complex and requires precise calculations of medical expenses, lost income, and the value of emotional and mental suffering. In this area, experience and legal expertise are critical.

What is the Role of an Attorney in a Professional Negligence Claim?

An attorney specializing in professional negligence claims plays a vital role in the success of the claim. The main duties include:

• Initial Legal Assessment: An in-depth analysis of the injured party's case, examining whether there is a legal basis for the claim, and discussing the merits and risks of the case.
• Evidence Collection: Conducting a thorough investigation to gather documents, medical records, contracts, reports, and other documentation necessary for the claim.
• Obtaining expert opinions: Contacting qualified experts in the relevant field (physicians, engineers, accountants) to obtain expert opinions that establish negligence.
• Negotiation with the Insurer: Communication with the insurance company to attempt to achieve a fair settlement without the need for full litigation.
• Representation in court: Presenting the claim before the court, examining witnesses, presenting evidence, and arguing complex legal issues.
• Management of Legal Process: Managing timelines, filings, and all proceedings required to bring the claim to a successful conclusion.

At Mendelboums, Gur, Witzman-Gur and Co., we combine more than 18 years of experience in tort claims with personal dedication to each case. Our branch in Ramat Gan serves the local community and its surroundings, providing clear legal advice and full assistance at every stage of the claim.

Types of Cases in Professional Liability Claims

Professional liability claims cover a wide range of cases, depending on the profession of the defendant and the nature of the negligence. Below are some of the most common types:

Medical Claims

Claims against physicians, hospitals, and clinics due to medical negligence. This may include misdiagnosis, incorrect surgery, medication errors, hospital infections, or complications not properly warned about. In this field, detailed medical testimony is required to prove negligence.

Legal Claims

Claims against attorneys due to legal negligence, such as missing a statutory deadline, incorrect legal advice, or poor management of a legal case. These claims require a deep understanding of tort law and relevant legal provisions.

Construction and Engineering Claims

Claims against architects, engineers, and contractors due to negligence in design or construction. This may include construction not in accordance with plans, use of defective materials, or failure to comply with safety standards. In this field, qualified engineering testimony is essential.

Financial and Mortgage Claims

Claims against financial advisors, financial planners, or mortgage brokers due to incorrect advice or negligence in financial management. These claims may be complex and difficult to prove, but under certain circumstances, substantial compensation can be achieved.

Commercial and Business Law Claims

Claims against accountants, business consultants, or tax advisors due to errors in financial reporting, incorrect tax planning, or negligent business advice. In this field, experience in commercial law and economics is critical.

Why Choose Mandelboyim, Gor, Witzman-Gor & Co. for Professional Liability Claims in Ramat Gan?

Selecting the right attorney is a critical decision in a professional liability claim. At our firm, Mandelboyim, Gor, Witzman-Gor & Co., we offer several significant advantages:

Over 18 years of experience: Since 2008, we have represented plaintiffs in complex tort claims, including professional liability lawsuits. Our experience enables us to identify legal errors by other firms, conduct effective negotiations with insurers, and present strong claims in court.

Plaintiff representation only: We represent plaintiffs exclusively, not defendants or insurers. This means our interests are 100% aligned with yours. We do not attempt to defend an insurer or a professional who caused harm — we are here to protect you.

Personal and dedicated service: We are a family boutique law firm. This means we provide personal attention to each case. You are not a case number in a massive file — you are a real person with a real case, and we are committed to providing you with the best possible representation.

Free initial consultation: We believe everyone should be able to consult with an attorney without fear of costs. Therefore, our initial consultation is free of charge. During this meeting, we will discuss your claim, listen to your story, and assess the prospects and risks.

Located in Ramat Gan: Our Ramat Gan office serves residents of Ramat Gan, Petah Tikva, and the surrounding region. We are familiar with the local community, local courts, and we are available for in-person meetings to discuss your claim.

In-depth legal analysis: Every case receives thorough legal analysis. We examine every legal possibility, evaluate all potential defenses by the defendant, and develop a strategy to maximize your chances of success.

If you are suffering damage as a result of professional negligence, we are here to help. Contact us today for your free initial consultation.