National Insurance Attorney in Ramat Gan

Expert Attorney for National Insurance Claims in Ramat Gan

A claim against the National Insurance Institute is a complex legal process requiring deep knowledge of national insurance laws, insured rights, and administrative appeal procedures. The law office of Mandelbaum, Gor, Witzman-Gor & Co. specializes in representing claimants exclusively in national insurance claims in Ramat Gan and central Israel, with 18 years of experience in tort and insurance law.

When the National Insurance Institute rejects a claim, delays payment, or determines a compensation amount that is too low, you have a legal right to appeal its decision. We assist victims of traffic accidents, work accidents, the ill, and anyone entitled to national insurance compensation — and we fight for your rights until achieving a tangible result.

What Are National Insurance Claims?

The National Insurance Institute is a statutory institution that provides protection to the insured in cases of traffic accidents, work accidents, occupational diseases, temporary or permanent loss of work capacity, and other benefits. When you believe the National Insurance Institute is not granting you your full entitled rights — or if it wrongly rejects your claim — you have the right to file a legal claim.

A claim against the National Insurance Institute may concern:

• Claim rejection — when the National Insurance Institute refused to recognize the victim or accident as covered by law;
• Low compensation amount — when the disability percentage determined by the National Insurance Institute is lower than actually deserved;
• Payment delay — when the National Insurance Institute delays or refuses to pay monthly benefits;
• Eligibility issues — such as incorrect determination of the date disability began or ended;
• Claims against medical committee decisions — concerning determination of disability percentages or ability to continue working.

Why Is It Important to Represent Yourself in a Claim Against the National Insurance Institute?

The National Insurance Institute is a large and powerful organization with enormous legal resources. When you fight alone, it can employ sophisticated legal techniques to defend its decision — even if it is incorrect. An expert attorney knows how to:

• Identify defects in the National Insurance Institute's decision;
• Present medical and financial evidence persuasively;
• Use case law and legal precedents to your advantage;
• Navigate the administrative and judicial appeal process;
• Strive to achieve full compensation — not just the initial payment the National Insurance Institute offered.

Mandelbaum, Gor, Witzman-Gor & Co. represents claimants exclusively in national insurance claims, which means we are entirely aligned with your interests — with no conflict of interest.

The Claims Process Against National Insurance — Step by Step

A claim against the National Insurance Institute typically goes through several stages. Understanding the process helps you prepare and assess your chances of success:

Stage 1: Administrative Review and Initial Decision

When you submit a request to the National Insurance Institute (for example, a request to increase disability percentage or a compensation claim), the Institute examines the request and issues a decision. If you disagree with the decision, you have the right to file an administrative review within a certain timeframe — typically up to 30 days from the date of the decision notice. At this stage, you can present additional documents, new medical opinions, or legal explanations clarifying why the National Insurance Institute erred.

Stage 2: Administrative Appeals Committee

If your review is not accepted, or if the National Insurance Institute does not change its decision, you have the right to appeal before an administrative appeals committee of the National Insurance Institute. This committee includes representatives from the Institute and representatives of the insured public. The committee will hear your arguments and make a new decision. This stage is very important, as it provides a second opportunity to convince the National Insurance Institute.

Stage 3: Request for Judicial Review

If the appeals committee also rejected your review, or if the outcome is still unsatisfactory, you have the right to petition the court. Typically, this request will be filed with the District Court or Magistrate's Court, depending on the amount in dispute. At this stage, the court will examine all previous decisions made by the National Insurance Institute and may order the decision to be changed.

Stage 4: Judgment and Enforcement

When a court issues a judgment in your favor, the National Insurance Institute is obligated to comply. If the Institute fails to comply, your attorney can file a motion for enforcement of the judgment — and this usually results in prompt payment.

In Depth: Timelines, Costs, and Success Rates

Every case is unique, but generally a claim against the National Insurance Institute can last several months (if accepted at the administrative review stage) and up to two years or more (if it reaches court). Costs depend on the type of claim, the number of proceedings, and the expertise required. In many claims, an attorney works on a contingency basis — meaning you pay only if you win and receive compensation.

The chances of success depend on the facts of the case, medical evidence, the strength of legal arguments, and the ability to prove that the National Insurance Institute erred. Each case is examined on its own merits.

Handling National Insurance Claims — The Difference Between Legal Representation and Going It Alone

Why Does Legal Representation Make a Difference?

The National Insurance Institute is a large institution with an experienced legal team. When you deal with the National Insurance Institute on your own, you are at a significant disadvantage. A specialized attorney knows:

• How to legally challenge National Insurance Institute decisions — by identifying defects in reasoning, factual errors, or misapplication of the law;
• How to leverage legal precedents — court rulings that addressed similar issues can be a powerful tool in your favor;
• How to present medical evidence persuasively — physicians' opinions, medical examinations, and medical imaging must be presented in a manner that convinces the court;
• How to navigate the administrative process — deadlines, forms, documentation requirements — all of this matters and is easy to get confused about.

Example: Rejection of a Compensation Claim

Suppose the National Insurance Institute rejected your compensation claim on the grounds that you are not entitled to it (for example, because it claims the accident did not involve "testimony" or that the disability was not caused by the accident). An attorney can review the National Insurance Institute's file, identify the error in reasoning, and present additional evidence (for example, photos from the accident, witness testimony, medical opinions) that proves the National Insurance Institute was wrong. On your own, you might not know that the National Insurance Institute lacks sufficient evidence to justify the rejection — but an attorney does.

Costs of Claims Against the National Insurance Institute

Claim costs depend on the type of claim and the stage it is at:

• Administrative notice — typically includes an initial review of the file, preparation of a notice, and sending it to the National Insurance Institute. This is usually the least expensive stage.
• Appeal before a committee — includes detailed preparation, presentation before the committee, and possibly additional medical evidence.
• Court claim — this is the most expensive stage, as it involves deep legal preparation, filing of briefs, managing hearings, and oral representation in court.

In many cases, the firm Mandelboim, Gor, Witzman-Gor and Partners works on a "contingency fee" basis — meaning you pay a percentage of the compensation we secured for you only if you win. This reduces your financial risk and aligns our interests with yours.

Types of National Insurance Claims We Handle

Claims Regarding Disability Percentages

The National Insurance Institute determines disability percentages through medical examination. If you believe the percentage set by the National Insurance Institute is too low — because it did not take into account all of your injuries, or because it applied an incorrect medical standard — you have the right to file a claim for an increase in the percentage. We handle such claims by presenting new medical opinions, functional assessments, and legal arguments based on case law precedents.

Claims Regarding Loss of Earning Capacity

If your disability caused you to lose earning capacity (or earn less), the National Insurance Institute is supposed to provide you with benefits for loss of earning capacity. If the National Insurance Institute rejected your claim or determined an amount that is too low, we can appeal the decision — with the help of economic calculations, employer testimony, and legal arguments.

Claims Regarding Occupational Diseases

Occupational diseases (such as asbestosis, silicosis, or certain joint inflammations) may be covered by the National Insurance Institute — but only if a causal link between the occupation and the disease can be proven. The National Insurance Institute sometimes rejects such claims arguing there is insufficient medical evidence. We handle such claims by presenting expert medical opinions, documentation of workplace exposure, and legal arguments based on court decisions.

Claims Regarding Road Traffic Accidents

Road traffic accidents are covered by the National Insurance Institute, but only if the accident occurred under certain circumstances (for example, while traveling to or from work). The National Insurance Institute sometimes rejects claims arguing that the accident was not "covered" or that the victim is not entitled to compensation. We handle such claims by examining the circumstances, presenting evidence, and making a strong legal argument.

Claims Regarding Work Accidents

Work accidents are covered by the National Insurance Institute. If you are injured in a work accident, you are entitled to compensation — but only if you can prove that the accident occurred at work and resulted in disability. The National Insurance Institute sometimes disputes the circumstances or the degree of disability. We handle such claims by presenting evidence from the site, medical opinions, and legal arguments.

Claims for Compensation Against Third Parties

In some cases, the accident was caused by a third party (for example, an employer, another driver, or a service provider). In such cases, you may be entitled to compensation from both the National Insurance Institute and the third party. We handle claims against third parties alongside the claim against the National Insurance Institute.