Personal Injury Damages Claim in National Insurance in Ramat Gan

What Are Injury Damages in National Insurance?

Injury damages are monetary payments made by the National Insurance Institute to accident victims who have suffered bodily injury as a result of traffic accidents or work accidents. This payment is intended to compensate the injured party for the damage sustained, whether it is economic damage (loss of income, medical expenses) or non-pecuniary damage (pain, suffering, diminishment of quality of life).

In our practice of representing claimants in tort matters, at the Mendelboums, Gor, Witzman-Gor & Co. law firm, we witness daily injured parties who are entitled to substantial injury damages but often do not know how to file a claim or do not receive the full amount due to them. This is why we have a team of experts in National Insurance claims in Ramat Gan and the central region.

Who is Entitled to Injury Damages?

Any person who is injured in a traffic accident or work accident and suffers bodily injury may be entitled to injury damages from the National Insurance. This entitlement exists even if the injured party was at fault in the accident — the National Insurance generally pays regardless of fault. However, there are exceptions and special circumstances that an experienced attorney knows how to identify and argue.

Types of Damages That May Be Claimed

Injury compensation under National Insurance covers a wide range of damages. Economic damages include loss of income, uncovered medical treatment expenses, rehabilitation costs, and expenses for adapting the home or vehicle to disability. Non-economic damages include physical pain, emotional suffering, impairment of work capacity, damage to family and social life, and reduction in quality of life in general. All of these damages can be raised in a claim, but appropriate evidence and solid legal argument are required.

The Process of Filing a Personal Injury Compensation Claim with the National Insurance Institute

The claims process with the National Insurance Institute differs from a standard civil lawsuit. The National Insurance Institute is a public body with strict procedures and its own legal rules. Typically, the process begins with filing a request for compensation damages after the injured party has undergone a medical examination by a physician appointed by the National Insurance Institute or alternatively by a private physician with the National Insurance Institute's approval.

Stages of the Claim

First Stage: Filing an Initial Application. The injured party or their attorney submits a formal application to the National Insurance Institute with supporting documents — medical certification, documentation of damages, medical bills, proof of lost income. The National Insurance Institute reviews the application and decides whether to approve or deny it.

Second Stage: Medical Examination and Decision. In certain cases, the National Insurance Institute requires an additional medical examination or assessment of the degree of disability. Sometimes a medical committee is appointed to determine the extent of disability and impairment to work capacity. This determination directly affects the amount of compensation damages awarded.

Third Stage: Appeal or Litigation. If the National Insurance Institute denies the application or offers an insufficient amount, an appeal can be filed with the National Insurance Institute's appeals committee. If the appeal is also rejected, a lawsuit can be filed in court. This is where Mandelboum, Gor, and Witzman-Gor law firm excels in plaintiff representation — in the courtroom, with strong legal arguments and prepared medical and documentary evidence.

Typical Duration

The process of filing a personal injury compensation claim with the National Insurance Institute can last from months to years, depending on the case's complexity and the National Insurance Institute's responsiveness. Generally, if the National Insurance Institute agrees to the claim without dispute, payment is made within a few months. If an appeal or court litigation is necessary, it may take a year or longer.

How Much Money Can I Receive? — Typical Injury Compensation Ranges

The amount of injury compensation depends on many factors: the degree of disability, loss of income, the age of the injured party, marital status, and the nature of non-economic damages. There is no fixed or guaranteed amount; however, typically National Insurance uses tables and defined criteria to calculate compensation.

Important to Remember: The table above is a general estimate only and each case is examined on its merits. The compensation amount may be higher or lower depending on the specific circumstances. This is why it is important to consult with an experienced attorney who knows how to present a claim in the best way possible.

Factors Affecting the Compensation Amount

Degree of Disability: Determination of the disability percentage by a medical committee or court is the central factor. Higher disability means higher compensation.

Loss of Income: If the injured party lost the ability to earn income or saw a significant decrease, compensation can be claimed for all income lost or expected to be lost in the future.

Medical Expenses and Treatment: Any medical expense not covered by National Insurance or other health insurance can be claimed — surgeries, physiotherapy, medications, medical adjustments.

Pain and Suffering: Non-economic damage is assessed according to the court's position and is often the largest component of a claim. Severe and prolonged pain, damage to family or social life — all of these will be evaluated financially.

Age and Marital Status: A young injured party with possible future income may be entitled to higher compensation than an injured party of retirement age.

Why Choose Mandelboim, Gor, Witzman-Gor & Co. for Injury Damages Claims?

Our firm has over 18 years of experience in representing claimants in tort law, including injury damages claims in National Insurance. We do not represent the National Insurance Institute or insurance companies — we represent only injured persons and claimants. This means our interest is solely in achieving the highest possible compensation for you, without conflicts or compromises of interest.

Our team consists of lawyers with extensive experience working with the National Insurance Institute, proving medical damages, and arguing in court. We understand National Insurance procedures, their assessment tables, and the tactics they sometimes use to reduce compensation. We also know how to strengthen your claim with compelling medical evidence and irrefutable legal arguments.

Each case is handled personally and dedicatedly. We are not a production line — we are a boutique family law firm that focuses on every detail of your case. The first meeting is free of charge, as is the initial consultation. If you decide to work with us, we charge a fee only if we succeed in obtaining compensation for you, typically on a contingency basis agreed in advance.

Office Location in Ramat Gan

Our office is located in Ramat Gan, at Donosh Street 1. We are easily accessible from throughout the central region, and your convenience is a priority. If it is difficult for you to travel due to your injury, we can arrange a phone or Zoom meeting. We also serve injured parties from Petah Tikva and surrounding areas, so regardless of where you live — we are here for you.