Frequently Asked Questions About Construction Additions in TAMA 38

TAMA 38 (Home Rehabilitation Insurance Plan) is one of the central tools for urban renewal in Israel, granting tenants significant rights — primarily the right to construction additions. However, every tenant raises many questions: How is the addition calculated? What are the conditions? What are the expenses? What happens if I disagree?

On this page, you will find complete and clear answers to the most common questions about construction additions in TAMA 38 — from the perspective of an attorney with experience since 2008. Every answer is based on the approach prevailing in case law and in the procedures of government ministries, and also covers complicated cases and legal terms that may be confusing.

If you are a tenant in an urban renewal project, a contractor, a developer, or simply want to understand your rights — this page is for you. And of course, if you have a specific question that requires personal advice, we are here to help.

Practical Tools and Advice for Managing an Additional Construction Unit in TAMA 38

If you are in the process of making a decision about an additional construction unit in TAMA 38, or if you are already part of the plan, here are some practical tips that may help you:

• Read all the title deed and agreements carefully — do not rely on a summary someone else gave you. The title deed is a legal document, and accuracy is critical. If you do not understand something, consult with an attorney.
• Keep copies of all documents — including the agreement, the insurance plan, notices from the developer, and payments. This will help you if there is a dispute in the future.
• Keep track of deadlines — do not forget the final deadlines for making a decision, making payment, or taking other actions. If you miss a deadline, you may lose your right.
• Consult with an accountant or attorney about taxes — capital gains tax, purchase tax, and development fees can add significantly to the cost. It is important to plan ahead.
• Check the market condition — before you purchase an additional construction unit, check local real estate prices. If the market is declining, the additional unit may not be a good investment.
• Join the residents committee or a residents group — this will help you stay updated on the plan and achieve better negotiation with the developer.

Important Legal Notice

The content on this page is general legal information only and does not constitute personal legal advice. Each case of an additional construction unit in TAMA 38 is unique and depends on the specific conditions of the plan, the agreements, and the local market. Before making any significant decision, always consult with an attorney experienced in this matter. Mendelboim, Gor, Witzman-Gor and Partners offers a first consultation meeting at no cost, so you can understand your rights and your options.